CFO and strategic finance advisory for AI-native and growth tech companies.

Accelerate board prep. Enable effective data driven decision making. Build readiness for capital events and strategic partnerships.

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We bring strategic finance and operating partner expertise to four primary categories:
01
AI Infrastructure
02
Agentic Platforms
03
Vertical AI & Services
04
Fintech & Stablecoins

Built for how AI and fintech companies work

Your business model has financial characteristics most CFOs haven't seen before. We have.

ARR reporting & defensible financial statements

Define ARR and Contracted ARR robustly, including principal vs agent determination for channel partnerships. Classify RPO and deferred revenue across platform tiers, credits and outcome-based pricing.

AI COGS & compute procurement

Provide clarity on training and inference cost structures, model blended compute COGS scenarios, and project Gross Margin implications. Enable partnership negotiations on GPU/CPU procurement and hyperscaler service agreements.

Analyze unit economics & path to profitability

Support leadership and GTM teams iterating on outcome-based pricing, subscription tiers, and agentic unit economics. Modeling scenarios for capital allocation on compute, token usage, and credit discounts to build defensible pricing and a clear path to profitability.

Budgeting & cash flow management

Implement robust budgeting frameworks and cash flow forecasting to optimize operating leverage and manage burn rate.

Capital Structure & Financing

Work with founding teams to define funding milestones, understand working capital dynamics, reduce DSO, implement debt facilities, and establish effective treasury management.

Strategic finance & FP&A bench strength

Bridge gaps in FP&A capability, add targeted expertise in financing and corporate development, introduce enterprise-grade practices.

High resolution on agentic-platform and vertical-AI unit economics — inference, mix-shift, and margin
Inference cost mix-shift and margin expansion
Provider pricing sets the ceiling, not your cost.

What you actually pay is for you to engineer — routing, substitution, caching.

That gap compounds.

Teams that engineer it pull steadily ahead on unit economics.

Drill down on compute economics for AI Infra & Agentic platforms
GPU compute unit economics — per GPU-hour margin waterfall
Procurement is not a one-way deflationary trend.

GPU costs move with capacity cycles.

Durable margin comes from revenue mix, not cheaper compute.

Platform and product expansion — sandboxes, storage, higher-order services — carry the structural margin.

Margin used to have a tailwind. Now it has to be engineered — wherever you sit in the AI stack.
What changes when we step in

Most teams we work with are navigating similar challenges.

Here are a few typical themes — and what you can expect from us.

Now
Close & trust

Monthly close takes 10 days or more, and leadership doesn't fully trust the numbers it's deciding on.

With us
A faster, documented close

Accruals and reconciliations owned end-to-end — and numbers that flow straight into board-ready reporting.

Now
Revenue recognition that fits your business model

Outcome-based pricing, platform tiers, credits and breakage make ASC 606 genuinely hard for standard playbooks.

With us
Recognition built for your billing

ARR, RPO and deferred revenue classified defensibly, with principal-vs-agent treatment that holds up under audit scrutiny.

Now
FP&A bench strength for the decisions that matter

No one owns the unit-economics, pricing, and capital-allocation modeling that growth decisions actually turn on.

With us
Scenario-ready models

Compute, pricing, and burn modeled — so capital allocation and GTM calls are made on numbers you can defend to a board.

Now
The back-office obligations no one has time for

Treasury, debt covenants, equity comp (ASC 718 / 409A) and audit trails sit unowned, surfacing only under deadline pressure.

With us
Standing, owned workflows

Run on clearly documented workflows with clear ownership — handled on a systematic cadence, not as a fire drill.

How we work

1

Evaluate

Identify priority needs, to accelerate reporting & decision making

2

Configure

Customize our frameworks for your business, align FP&A and budgeting

3

Operate

Uplevel key workflows for monthly close, revenue recognition, and reporting

4

Report

Generate enterprise-grade board-ready materials on systematic cadence

Optimize your finance and operations workflows.
Accelerate growth. Reduce risk.

What you get

For any engagement we deliver strategic insight, scalable processes, and tailored models with clear documentation.

CFO advisory

Strategic input on capital structure, Balance Sheet building, and decision support for capital allocation on a fractional or dedicated basis.

FP&A leadership and modeling

Sector specific three statement models, revenue and COGS scenario analysis, FP&A playbooks

Board communication and management

Eliminate manual steps in board prep, delivering high-clarity, data-driven board materials and scenario analysis

Automations and Agentic workflows

Support to define and build agentic finance workflows and analytics, collaborating with engineering teams

Close management and SOPs

Process oversight and coordination, alignment to 75-task checklist, documented workflows and RACIs

Revenue recognition and audit support

ASC 606 for AI-specific billing models, SOPs, and support for audit process management

Decision ready data intelligence

Real-time insights and metrics to inform capital allocation and critical scale-up decisions

Decision ready data intelligence — NRR, gross margin, CAC payback, LTV:CAC and FDE deployment economics

Why Spruce Street

Automation-first ensures repeatable processes

Dedicated finance leader with IC and driver approach

Enterprise grade finance for VC/PE backed companies

Deep vertical expertise in AI and fintech

Designed for

AI-native founding teams

Who need a Finance specialist that understands your business model and unit economics, who can execute and build the Finance systems you need to hit hyperscale growth

Growth stage tech companies

Who have a Controller or strong Finance lead but need bench strength to accelerate and augment FP&A, position for institutional capital, or prepare for strategic transactions.

Fintech companies

Who have complex B2B infrastructure, payments or lending business models, and need support in GTM, scaling lending or funding operations, or building the balance sheet.

Let's talk.

15-minute conversation about your company's situation and potential needs. No pitch deck, no sales process.

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